The Smart Savings Trick I Learned From My Mom

My dad was frequently unemployed while I was growing up. When he had a job as a software salesman, things were pretty bountiful in our household: We'd go on vacation, build a playhouse, have another sibling join the family, etc. But it always seemed that right after we'd get used to living in "boom times," he'd get laid off. And since my mom chose to stay home and homeschool us, there wasn't money coming in when my dad wasn't working. During these times, we had to do without cable, allowance, da...